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Ehsaas Interest Free Loan Program 2021 Apply Online

Government of Pakistan started Ehsaas Interest Free Loan Program 2021 for empowering poverty level. Ehsaas Interest Free Loan Program main benefit Financial inclusion & mainstreaming of marginalized segments of society especially skilled youth, women, persons with special abilities, transgender people, BISP, Zakat & Baitul Mal beneficiaries.

Government of Pakistan has launched the poverty graduation initiative as a part of the Ehsaas strategy and aims to graduate the poorest households out of poverty to set them on a course of economic and social prosperity. Pakistan Poverty Alleviation Fund (PPAF) is the leading implementing agency for NPGI. During the next four years, every month around 80,000 interest free loans will be disbursed nationwide. 

The range of the interest free loans is Rs. 20,000 to Rs. 75,000. As many as 3.8 million interest free loans will be provided to 2.28 million households. In total, 14.7 million people will benefit from this component. Interest free loans are accessible through 1,110 existing loan centers operated by partnering organizations.Ehsaas Interest Free Loan Program 2021 Ehsaas Interest Free Loan Program 2021

Ehsaas Interest Free Loan Program 2021 Apply Online

Ehsaas Loan Form Application Process

  • Request at loan center (written or oral)
  • Verification of Poverty Score Card
  • Registration as a potential borrower
  • Issuing of application form and business plan from
  • Submission of complete documents by the applicant

Ehsaas Loan Program Benefits

A set of seven time-bound goals and targets have been currently stipulated for Ehsaas. These will be revised based on availability of new funding and partnerships.

•    Safety net for at least 10 million families
•    Livelihood opportunities for 3.8 million individuals
•    Financial access to healthcare for 10 million families
•    Scholarships and education incentives for 5 million students (50% girls)
•    Financial and digital inclusion for 7 million individuals (90% women)
•    Enabling environment for poverty reduction
•    Equality promoting mutli-sectoral partnerships and innovations

Approval Process for Ahsas Loan Program

  • Review by Loan Center
  • Recommendation by Loan Center
  • Submission of recommended cases to PO head office

Disbursement of Beneficiary For Interest Free Loan Scheme:

  • Approval of recommended cases
  • Issuance of order carrying names and CNIC of the borrowers or issuance of PIN number against electronic transfer that is verified by bank through original CNIC
  • Disbursement at Loan Center

Beneficiary Appraisal Process of Ehsaas Loan Scheme:

  • Social Appraisal
  • Economic Appraisal

Ehsaas Loan Program Eligibility Criteria

Interest Free Loan in Pakistan 2021 eligibility criteria requirements details mentioned.
  • Age between 18 to 60 years
  • Individuals from households on Score of 0-40 on Poverty Score Card
  • Valid National Identity Card (CNIC)
  • Resident of targeted union council of the district
  • Economically viable business plan

Ehsaas Loan 75000 Registration Online

  • Interest free Ehsaas trust loans for income generating micro-enterprises
  • Funding through Federal & Provincial Governments
  • Allocation of Rs. 5 billion additional Funds for FY 2019-20 by Federal Government
  • Ehsaas Loan Program size upto Rs. 75,000 (Average Loan size; Rs. 30,0000)
  • 50% loans for women
  • Financial inclusion & mainstreaming of marginalized segments of society especially skilled youth, women, persons with special abilities, transgender people, BISP, Zakat & Baitul Mal beneficiaries
  • Business advisory services and linkages with MFIs, MFBs & Banks
  • Disbursement of Rs. 80,000 loans every month through 1110 loan centers of PPAF Partners, including Akhuwat Organizations (POs) across the country.

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Ehsaas Loan Program Other Plans

  • Ehsaas Langar & Panagah
  • Ehsaas Trust Program
  • Interest Free Loan Scheme
  • Ehsaas Chota Karobar
  • Ehsaas Rashan Portal
  • Ehsaas Bahimat Buzurg Program
  • Ehsaas Sarprast Programme For Widows Women
  • Ehsaas Undergraduate Scholarship
  • Ehsaas Nashonuma Program
  • Ehsaas Emergency Cash Progra
  • Ehsaas Ration Donation Programme
  • Ehsaas Amdan Program
  • Ehsaas Kafalat Program

Ehsaas Program Loan Status

Check your Ehsaas Interest Free Loan Program application form tracking and status online easily through here.

Ehsaas Loan Program Status Online

Ehsaas Program Loan Selected Candidates Lists

Ehsaas Interest Free Loan Program selected candidates lists complete check with successful candidates along with rejected and unsuccessful candidates lists also in PDF format.

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